Thursday, March 16, 2017

Opportunity! Invest as low as N5,000 in the FGN Savings Bond

FGN SAVINGS Bond ... good investment opportunity for all!

The Debt Management Office, on behalf of the Federal Government of Nigeria invites all Nigerians to invest in the FGN Savings Bond, a retail savings product accessible to all income groups.

Purpose: Deepen the national savings culture.Diversify funding sources for the Government.Provide opportunity to all citizens irrespective of income level to contribute to National Development.Enable all citizens participate in and benefit from the favourable returns available in the capital market.

Benefits: Interest income is paid quarterly directly into bond holder’s account.The Bond is acceptable as collateral for loans by banks and can be sold for cash in the secondary market before maturity.Good for savings towards retirement, marriage, school fees, house projects, etc.

Features: The product will be issued monthly in tenors of 2 and 3 years. Interest will be paid quarterly to investors.The FGNSB will be offered to investors through Offer for Subscription at an interest rate to be announced by the DMO.There will be no fees or charges for subscriptions.The Offer for subscription will be open for 5 days from the date of announcement. Minimum subscription amount is N5,000.00 with additions in multiples of N1,000.00, subject to a maximum ofN50,000,000.00.Central Securities Clearing System (CSCS) Accounts of investors will be credited and text alerts will be sent to investors on Settlement Day.Listed on The Nigerian Stock Exchange.The Bond is backed by the full faith and credit of the Federal Government of Nigeria.

Subscription Mode

Investors are to subscribe through stockbroking firms trading on the floor of The Nigerian Stock Exchange (NSE) and accredited by the DMO to act as Distribution Agents. Please visit: www.dmo.gov.ng for the list of accredited Stockbroking Firms.

Contact the DEBT MANAGEMENT OFFICE @:

The Presidency

NDIC Building (First Floor)

Plot 447/448 Constitution Avenue

Central Business District

P.M.B. 532, Garki, Abuja

Tel: +234 - 8110000881-3                                                                                   Website: http://www.dmo.gov.ng
                                                                  Email: enquiries@dmo.gov.ng 

Wednesday, March 15, 2017

PAID OR SELF EMPLOYMENT?

Article Published By: WealthIdeators

I often hear people say that it is high time they resigned from paid job.. Sometimes, they say, “I am tired of this 9-5 enslavement’. Actually, there is a point in one’s life when one has to do something differently, take some courageous steps or make a very dicey decision. Anyone who desires a change (good or bad) must come to this point. But in this context, the subject is Employment. This is the point I call the ‘Employment Decision Equilibrium’or ‘EDE’ for short. EDE is a determining point between one’s decision either to stay put in his present paid job or resign to self employment. These two employment options, known as employment mode (EM), are determined by a variable factor I call Sense of Independence (SI).  A positive or direct relationship exists between Sense of Independence (SI) and Employment Mode (EM). The higher your SI, the more you tend towards Self employment; and the lesser your SI, the more you tend towards Paid employment. This can further be explained in the analytics below:

SI Assessment Table

The SI Assessment Table contains a list of ten questions that are used for assessment of oneself. The outcome of the assessment will determine the employment mode to which one belongs. Each of the questions carries 10marks (10%) if it is a ‘Yes’. Every ‘No’ answer carries no mark (i.e., 0%).  If your score falls below 50%, it will be fair enough to remain within the paid employment (employee) axis but if it falls above 50%, you will be fine as a self-employed (employer). However, if you score exactly 50%, the choice is open to you to either remain in the paid employment or you move to self employment.

S/N
SI (QUESTION)
EM (ANSWER
SCORE
YES
NO
1
Do you have a skill, idea, product or service that is viable or feasible enough to provide for your needs and wants?
 
 
 
2
Do you usually have flashes of great ideas that come to your mind per time?
 
 
 
3
Do you oftentimes see opportunity in what other people consider to be threat?
 
 
 
4
Does this often happen to you: You want to do things in a better way but situations around you do not permit you to?
 
 
 
5
Do you always say this to yourself: If this was my business, I could do it much better?
 
 
 
6
Do you have the confidence and resilience to contain economic, emotional psychological and physical pressures that abound in the ‘competitive’marketplace/marketspace?
 
 
 
7
How do you fare in the face of failure? Are you the type that can easily stand up and move on (even from scratch) each time you fall or fail?
 
 
 
8
Can you multi-task; that is, can you work as a production staff, marketer, salesperson, accountant, auditor and general operation staff for your business for at least a year?
 
 
 
9
Are you the type that people can easily trust? Can people see in you, sense of responsibility, integrity and good customer relationship?
 
 
 
10
How much is your present salary? Can you sincerely and confidently say if you were working for yourself, you could turn in two times your salary? For example, let’s say your salary now is N100,000 ($200), Do you think you can turn in at least N200,000 ($400) every month by your personal effort?
 
 
 
 
TOTAL SCORE
 
 
 



Can you now see where you belong to? Isn’t it interesting? Does it affirm your belief about who you really are? Has it cleared the doubt and uncertainties around your employment decision?

Usually, people have premonitions in their sub consciousness about what their EM is; though this might not be as objective as it is in the analytics above. That is why they are not confident to take that bold step. Sometimes, they feel they need to have all the money in this world to make such move.

I often tell people that taking such a step is like a man making a decision to marry. You do not need to be a millionaire to marry your woman. Yes, you have to consciously plan your life and marriage. However, you do not have to be a millionaire to be a husband. Do you know why? It is not the money that will sustain the home; it may sustain it while it lasts, when it does not flow as before a problem will arise. What sustains your marriage is your attitude - your attitude to everything including money. When your attitude is right, it is only a matter of time before money starts overflowing to you like a river.

That is why in the SI Table above, you would not find where money is mentioned. It is not money that creates idea. As a matter fact, money is a brainchild of idea. Nobody came into this world with money. People started making money when they got to the world. Everyone has equal opportunity to be rich. What differentiates the rich from the poor is idea or attitude and not money.

Finally, I hope this piece of information has passed a message to you. It is my pleasure to have you on this platform. I shall be posting more interesting write-ups that relate to business advice, investment and highly viable internet business opportunities.

Kindly visit this platform from time to time and watch out for an already packaged internet business opportunity that you cannot afford to miss for anything. I will be releasing this soon.

This opportunity, sincerely, is limited to ten (10) people for each quarter meaning that for the whole of 2017, we would only be able to give this opportunity to 30 people in all. This is because the product is highly engaging and time-consuming. It will come with a cost but we shall make it quite affordable. We shall give special preference to those who will show interest to this product before other people. I think you are lucky to be here today!

Therefore, if you are interested, fill this Intent Form and submit same to us.

Thank you.

Friday, March 10, 2017

CAST YOUR BREAD UPON THE WATERS

Whenever I have the opportunity to talk to people about investment, what I simply do is summarize the book of the Preacher, Ecclesiastes 11:1-6. Particular attention is drawn to the first, second and the sixth verses.

The first verse talks about casting one's bread in the waters. Bread also means seed because seed produces bread. Water expands or spreads. Connotatively, casting one's bread on the waters means spreading one's resource or investment. The B part of the same vers...e says, "...for thou shall find it after many years" This talks about long term investment. Usually, if you plant a seed, you do not get the yields immediately until a period of time. So also is your investment.

The second verse of the passage gives much credence to the previous verse: "Give a portion to seven, and also to eight; for thou knowest not what evil shall be upon the earth." This simply means that you have to commit your resource to different investment options because you do not know which of the investments will bring in returns.

The sixth verse talks about sowing one's seed continually. Some people have had to slow down or even quit investing because of failure, disappointment, loss or possible loss of money or betrayal. You are advised to keep sowing/investing because you don't know which of these investments will bring you returns.

The above paragraph can be summarized as follows:
1. Think of adding more investments to the existing ones. Do not limit your investment. If you do limit your investment, you will be limiting your chance of expanding your income. Warren Buffet once said: "Never depend on a single income, make an investment to create a second source." Don't behave like the rest who think they have arrived with just one source of income. Expand your horizon. Cast your bread upon the waters. Create more investments.

2. Whatever your experience is/was with certain investments, do not let that deter you, instead; let it be a source of learning. Remember, those who quit never wins.

3. Spread your resource across various investment options. You don't know which will bring you returns/profit.

4. Your expenses keep rising by the day as a result of increasing family size, rising cost of living, inflation, responsibilities, etc. If you don't find ways to increase your earnings; at some point, your earnings will be too meager to take care of your needs let alone your wants.

Are you ready to cast your bread upon the waters? Are you ready to do it the wise way? Then join the club of the smartest people on this planet earth. Fill this form and let us get to know you better.

Wednesday, March 08, 2017

5 Habits of Highly Effective Ideators

Post by: MrRTucker
Several years ago at an Economist Ideas conference in Berkeley, I asked Elon Musk whether he ever worried about spreading himself too thin. After all, Musk is not only CEO of Tesla, but also of SpaceX, and SolarCity, among other stints. His answer surprised me. “Not in the least,” he deadpanned. Sixty to 100 hour weeks energize him, he explained, because the work he does is so engrossing.

For two decades, I’ve studied the success traits of standout innovators like Musk. I’ve spent time with FedEx founder Fred Smith, who was doing startups before startups were cool. I’ve learned at the feet of Jonas Salk. I’ve ridden helicopters piloted by Dean Kamen, inventor of the Segway, along with many others.
 
Through the years, I’ve observed a growing recognition that innovators are made, not born. I’ve observed that individual creativity, rather than being an innate gift, is more the result of our habits, rituals, and routines. And these collectively, over time, greatly influence our success. Below are five habits that anyone can adopt. Apply them to your life and be prepared to turn the challenges you face into solutions, opportunities and possibilities.
 
Habit: Identify when and where you do your best thinking.  Each morning at five, award-winning choreographer Twyla Tharp works out for two hours at a Manhattan gym to fire her creative imagination. It’s been her pattern for 30 years. Tharp has created over 130 Broadway shows, and run a dance company too. But Tharp believes creativity isn’t just for artists: “It’s for business people looking for a new way to close a sale; it’s for engineers trying to solve a problem; for parents who want their children to excel, and who know that their creativity will be what differentiates.” If there’s a time of day when you do your best thinking, take advantage of it. If there’s a particular spot in your home or office that gets your creative juices flowing —be it the kitchen table or the bathtub or an obscure conference room on the fifth floor – go there. Set aside time to sit quietly in that space, alone and free of noise and distraction.
 
Habit: Inspect your ideas list frequently. Take a look at your “Things to Do” list: that’s one collection of your ideas right there. What does your list reveal about the types of ideas you’re working on today? Are most of them tactical: attend the next meeting, pick up the dry cleaning, pay the bills, etc.? Or are there some bigger ideas on your list as well, like “change jobs” or reinvent the innovation process in your current company, or go on safari in Botswana? If your “big ideas” list is dormant right now, it may be time to renew it. Tune in to your larger goals, your “bucket list,” to where you want to be one year, three years out, and to those that could become breakthroughs.

Habit: Capture your ideas the moment they occur. Whether attending board meetings, conversing with colleagues, or relaxing in a hotel room, Silicon Valley marketing guru Regis McKenna takes along a moleskin idea notebook and jots down ideas as they occur. “You’re sitting there in that meeting, and something is said that relates to something else you’re thinking in some other area, and then your mind starts thinking about that. I’m always in this mode of looking for a new idea; or a better way of doing things.” Innovators pounce on ideas. They’re like vacuum cleaners sucking up ideas no matter where they are in. The mind is a great place for hatching ideas. It’s a lousy place for trying to remember them. So grab them, get them out of your head, record them on your smartphone, on paper, or in a running “idea notebook.”

Habit: Manage your mental environment. Harvard professor Teresa Amabile studies creativity in the workplace. Her research demonstrates that people are most likely to have new ideas on days when they feel happy, and least likely when they are emotionally upset. “Of all the events that engage people at work,” reports Amabile, “the single most important driver by far is not bonuses or rewards. It’s simply feeling that ‘I’m making progress’ in the projects I’m working on.” When we’re around negative people, or dealing with situations fraught with negative emotion, creativity plummets. So take charge of your mental environment. Avoid negative people as much as possible, and try to confine the toxicity. Regroup from such encounters by making an effort to attract people into your life that stimulate your thinking and build your self-esteem.

Habit: Make Time to Think. Doug Greene is one of the pioneers of the natural foods movement. Here’s how he described an important ritual for generating ideas to me in an interview: “Once a month I schedule what I refer to as a Doug Day. I create a block of time where I have absolutely nothing to do: no appointments. I’ll go to a different environment. I’ll sit and draw or whatever my first instincts are to do. I think about my team. I think about my level of passion and what’s going on with my energy level. I think about opportunities. And I have to say that if I hadn’t taken those Doug Days since I started the company, I wouldn’t have had nearly the success that we’ve enjoyed, and I wouldn’t have had the quality of life.” Imagine how refreshed and rejuvenated you would feel, and how many ideas you might come up with, if you allowed yourself to take a Doug Day.
 
Everybody has ideas. But only a few know how to keep their idea factories fortified to churn out a wealth of them on a consistent basis, when and where needed, even when the heat is on.
Source: http://www.innovationresource.com/5-habits-of-highly-effective-ideators/

Thursday, March 02, 2017

HOW TO MAKE N10,000 DAILY TRADING WITH N35,000 FIXED CAPITAL

Make a profit of 30% in 24hrs to 10 Days
But People Are Getting Paid in 3 - 6hrs
The Platform was recently launched 2wks ago

HOW DOES IT WORK?
...
1. CLICK here to register your account

2. Verify your email (you must use a functional email, you can't login if you don't verify your email)

3. Login, click on Bank, then select Bitcoin or Bank, add your bank account details and click on Active, then save
.
4. Wait for the next hour to FUND A PROJECT. Immediately it is for example 6p.m, click on Fund Project, keep clicking it until you are see a list of different projects in dollars, then select the one you can afford for example : 52$ =N26,000 (exchange rate is 500/$)
If you select 102$ project, you will be expected to pay N51,000 and so on. However, to make N10,000 Return on your Donation daily, you need to fund a project that is worth N35,000 (Or $70) See sample List of Projects below:



You have to be fast because if someone else selects the same project before you, you have to refresh and choose another one but if you are unlucky, you have to wait till next hour.

5. If you succeed in selecting a project, you click 'Donate' and then click 'Commit to Donate' in next pop up box,  Then you click on Account Details to see the details of the person you are to fund his project. Call before making payment. After payment, click on payment made and ask him to confirm you.

6. After you have been confirmed, then click on Create Project, fill the form and submit. Your project will be enlisted in the next hour, if not chosen then subsequent hours until you get paid.

7. Share your testimony, and invite your friends with your referral link displayed on your dashboard.


I created my first project on February 1st, 2017 with N31,000 ($62). By the following day, my project was funded by another participant with the sum of N45,000 ($90). On February 2nd, 2017, I created another project with N31,000 ($62) and by today, February 3rd, 2017, another participant has funded it with N40,500 ($81). Today, I have created a project that is worth $57 (N28,500) and I am expecting someone to fund it tomorrow with $74 (N37,000). In three days, I have made a total profit of N34,000 plus another N8,500 which is expected tomorrow. See evidence below:


How would you fare with additional daily earning of N10,000? Great, right? Don't even think about it. This programme is product of ingenuity. Get in now and participate. Enjoy what the rest of us are enjoying. You will definitely thank me later. To register an account, click here